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Horse owner liability insurance
Every rider and horse owner knows that owning a horse can quickly lead to liability issues and possible financial burdens. If you take this seriously, you will want to make sure you have adequate liability protection.
What is insured?
This insurance covers the liability risk of private animal owners, not equestrian farms.
- Foals are insured free of charge in the first year of life.
- Default coverage, without minimum loss
- Mating injuries
- Crop damage
- Use of carriages
- Participation in horse races, shows, tournaments and riding lessons
- Up to EUR 20 million coverage
- Possession and use of animal transport trailers
Co-insured persons:
- Family members of the policyholder
- Non-commercial keepers
- Third-party riders (incl. claims against the animal owner)
- Riding participation (incl. claims against the animal owner)
